Every coverage a tech professional needs

“When your code has a bug — and the client sues”

Technology Errors & Omissions (Tech E&O) covers claims that your software, code, or IT services caused a client financial harm. Essential for any developer shipping production software.

“Data breaches, ransomware, and client data exposure”

Cyber liability insurance covers first-party costs (your breach) and third-party claims (client data you exposed). Ransomware, social engineering, and security incident response included.

“Bodily injury and property damage at your office or client site”

General Liability covers physical injuries and property damage. Required by most commercial leases, co-working spaces, and enterprise client contracts.

“GL + property + business income in one bundled policy”

A Business Owner's Policy (BOP) bundles General Liability, commercial property, and business income coverage into one affordable package — the smart buy for most dev shops and agencies.

“Required in most states the moment you hire employees”

Workers' compensation covers medical bills and lost wages for employees injured on the job. Required by law in 49 states the moment you make your first hire — even if they work remote.

“Copyright, trademark, and IP infringement defense”

Media and intellectual property liability protects developers against claims of copyright infringement, trademark violation, and unauthorized use of third-party IP in your software.

“Investor lawsuits, governance disputes, and leadership decisions”

Directors & Officers insurance protects startup founders and executives from personal liability in governance disputes, investor lawsuits, and regulatory actions.

“Complete coverage designed for independent developers”

Our freelance developer bundle combines Tech E&O + Cyber + GL into one discounted package built specifically for independent coders, consultants, and solopreneurs.