CodingInsurance.com
All coverage types
GL Coverage

General Liability

General Liability covers physical injuries and property damage. Required by most commercial leases, co-working spaces, and enterprise client contracts.

General Liability

About General Liability

General Liability insurance protects your tech business from claims of bodily injury or property damage to third parties. If a client trips at your office, you damage a client's server rack during an on-site visit, or your advertising is accused of copyright infringement — GL responds.

It's the baseline policy almost every tech business needs, especially if you have any physical client interaction, rent office space, or want to qualify for enterprise contracts that require a certificate of insurance.

What's Covered

Client or visitor bodily injury at your office
Property damage caused by your team during on-site work
Personal and advertising injury (libel, copyright)
Products-completed operations for deployed software
Medical payments for minor injuries
Legal defense costs for covered claims

Frequently Asked Questions

Is GL required for remote-only developers?

Not legally, but many enterprise clients and co-working spaces require proof of GL coverage. It's inexpensive and worth having.

Can GL be bundled with other tech coverages?

Yes — we offer Business Owner's Policies (BOP) that combine GL + property + business income into one discounted package.