D&O for Tech Startups
Directors & Officers insurance protects startup founders and executives from personal liability in governance disputes, investor lawsuits, and regulatory actions.
About D&O for Tech Startups
As a SaaS founder or startup executive, you make hundreds of decisions that could later be challenged by investors, board members, employees, or regulators. Directors & Officers (D&O) insurance protects your personal assets from claims alleging mismanagement, breach of fiduciary duty, or wrongful acts in your leadership role.
Investors often require D&O coverage before closing a funding round. Even seed-stage startups are not immune — founder disputes, failed pivots, and investor disagreements can lead to expensive litigation that targets you personally, not just the company.
What's Covered
Frequently Asked Questions
When should a startup get D&O insurance?
Ideally before your Series A. Many institutional investors require it as a condition of funding. Some angels require it too.
Does D&O cover me if the company goes bankrupt?
D&O can provide protection even during bankruptcy or insolvency proceedings — precisely when personal liability risk is highest for directors.